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ABOUT Benjamin Horbowy
US Veteran

Polish American Texan

Living in Florida.



I grew up in Texas and was a regular visitor to NASA and Texas A&M from ages 6-12. Before becoming a financial architect on the interplanetary filing system, I wanted to be a Space Force Commander since I was 4. I was born while my parents were in the U.S. Army while stationed in Germany. My mom is from Ohio and my dad is from Poland. I have been to Poland many times before and after the collapse of communism. After I lived in Texas, I adventured near DC and then Kentucky for High School and to get my pilot's license at 18. My time in the Army 2001-2007 was mainly servicing Floridas as a Meteorological Artillery Crewmen and Field Survey Logistician. I have been actively serving the community of Florida since 2001 and have enjoyed travel to Europe, Israel, South America, and the Asian Pacific. I have seen what is working well and what could work much better. 

I love math+ I can show it= Community Grows Commerce

Being a Chief Financial Optimizer is a perfect calling for a person with a mind like mine. I see numbers and where they can be or should be. Most in-the-box thinkers are from the fraternity of keeping you suppressed even if they have a good heart and are unknowingly operate under the wrong association. They couldn't give you your best options or solutions even if they knew what they were. We need creative thinkers in a world of bots and minions running the automated human resources department. If you don't want your life value deleted by an app, you should probably learn to follow real math and work with a network of doers who get stuff done. 

God & Country

I understand Duty is to use God's gifts and talents the best way possible for the betterment of all. Success for me is problem solving with fast sound judgement in order for people to be feed with fresh food regardless of the storms in the area. I make things happen and this is my calling. 

I have earned 6 Distinguished Service Ribbons for Humanitarian Relief Services with natural disasters from hurricanes. The worst storm that I was able to help the most was as a civilian boots on ground after Hurricane Michael. 

Experiences Before I was Smart Florida's CFO 
"The People's Think Tank"

Personal Banking / Private Equity  

Top 10 Banker for the 2nd Largest Fortune 500 Corporation+ Private Committees and Associations.

Had a book of 214 millionaires and a few billionaires by age 27.  I have seen what Tallahassee bankers and lobbyist don't want you to know. I know how the funny money is passed around like a $5000 hackie-sac with the local churches mainly operating as political pulpits. I see the crony games they play, and once you understand the rules, they are like playing chess against checker playing chickens. 

Media and Government Influence

Started the Social Media Accounts for Florida Agencies with the Largest Media Budgets.

Some government agencies are well liked in the community and have a general nice reputation with them unless you cross them. At that point, these agencies have the most reach and jurisdiction. I worked in media departments and developed a few programs; however, I also understand how manufactured data and phony narratives are spread.

Construction & Political Campaigns

17 Major Apartment Complexes 

and Helped Several Patriots be Elected. Calls out phony filings. 

I know how big business is done in Florida, Tampa Bay, Orlando, Jacksonville, the Keys, throughout all 67 Florida Counties. It is never the same way to get a job approved or an letter signed. My hometown of Tallahassee is the "Worst Most Corrupt City in the States." and that's why I have to do what we must do for the people. 


Blowing Whistle on Mediocracy 

Ages 14-35, I was a Ice Hockey Referee. This training helped make fast affirming decisions during heated moments between two teams of alpha men trying to bulldoze each other on ice skates with 100 mile an hour frozen pucks.  It takes a certain type of guy to do well at this. 

I have a track record of whistle blowing on corny city ethics officer 


Equality Meets Opportunity

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